Where to Turn for Help with Housing Right Now

When learning how to get low income housing fast, keep in mind that you may have a number of different options available to you, depending on your circumstances.

While HUD home for rent listings are only available to approved Public Housing Program beneficiaries, it is worth taking a look at low-income rental assistance programs, such as the Public Housing Program and the Housing Choice Voucher Program.

If you need to get low income housing fast, you may also be able to obtain assistance from local and state programs. If you currently own a home, and you are facing foreclosure, the HUD has additional programs that may be able to provide you with assistance, and prevent foreclosure, in order to reduce your monthly mortgage payments. If facing discrimination in any type of housing, the HUD may be able to intervene, and prevent an eviction. By reviewing the many resources that may be available to you, you will be better prepared, and know where to turn when you need assistance with housing –immediately.

What do I do if I need help paying my rent today?

If you have found yourself saying, “I need help paying my rent today,” then it is important to review the options that may be applicable to your situation. A state, federal or local emergency rental assistance program may help you keep your home, apartment or other housing situation.

The Department of Housing and Urban Development (HUD) offers families with low incomes and very-low incomes a number of housing assistance programs, including the Housing Choice Voucher Program, also known as Section 8, and the Public Housing Program. Additionally, the HUD offers free-to-low-cost housing counselors that can help you assess your situation, and review your options with you. The HUD recommends that you contact your local housing counseling agency, or call 800-569-4287, immediately, if you are experiencing a housing crisis.

If you are wondering how to get low income housing fast when facing the foreclosure of your home, you may be able to obtain assistance that can reduce your monthly mortgage payments to help you avoid the foreclosure of your home.

If facing discrimination that may compromise your housing, it is crucial that you learn how to file a complaint with the HUD, and the benefits of doing so. The sooner that you file with the HUD, the more likely that the HUD can intervene prior to an eviction.

Learn About Additional Steps to Take if You are About to Become Homeless

If you are applying for an emergency rental assistance program, are ineligible for assistance or need housing right away, contact your state’s human or social services program to inquire about shelters and housing within your area. The cost of most shelters is free; however, some shelters may impose a small fee. The length of time that you may be permitted to stay within a shelter will vary, so it is important to contact shelters in your area, directly, for more details.

If you are likely to lose your housing, and may need to turn to a shelter, it is important to ensure that you have your state-issued identification card or driver’s license available. Many assistance programs and shelters require proof of identification. Additionally, shelters will often limit the amount of items that you may bring with you to the shelter. Make sure you keep any important records on your person,  as well as any medications that you need to bring with you.

Learn About HUD Home-for-Rent Listings Through the Public Housing Program

HUD home for rent listings are offered to qualifying applicants through the Public Housing Program. These homes are owned and managed by the state, in order to offer safe and decent housing at a reduced cost to low-income families who qualify.

This emergency rental assistance program is only available to households with incomes between 50 percent and 80 percent of a county, or metropolitan areas with medium income levels. Additionally, the program is only available to U.S. citizens or immigrants with qualifying immigration statuses. A household must also meet categorical requirements, and be considered a family, or have a qualifying elderly or disabled person residing in the family unit.

You can apply for this emergency rental assistance program by contacting your local Public Housing Agency (PHA). You will need to provide information and documentation for yourself, and each of your household members. If your family is eligible for assistance, you will either receive assistance immediately, or you will be put on a waiting list, until assistance is available.

Can you get low income housing fast through Section 8?

If you need to get low income housing fast, you may be able to receive rental assistance through the Housing Choice Voucher Program, also known as Section 8. The Section 8 program provides monetary rental assistance directly to landlords on a family’s behalf, in order to reduce the cost of rent that a family is expected to pay. This program is available to families and households with low to very-low incomes that meet numerous eligibility requirements.

To qualify for this emergency rental assistance program, your household income cannot exceed 50 percent of a county or metropolitan area median income. Additionally, the program is only offered to U.S. citizens and those with a qualifying and lawful immigration status. Finally, benefits are only provided to households that meet categorical requirements. Your household must be considered a family (at least one dependent child younger than the age of 18) or contain at least one elderly or disabled person.

If you need help paying rent today, it is important that you contact your local PHA to submit an application right away. You will need to provide personal information for yourself, and all household members, as well as submit documentation to support the information that you provide, including proof of all household income. If approved, you will likely be put on a waiting list, unless assistance is available immediately. However, these waiting lists are notoriously long, in some counties.

Learn About Additional Emergency Rental Assistance Programs and Resources

If you are wondering how to get low income housing fast, there may be additional resources available to you, based upon your circumstances. Additional programs and outreach resources are available to:

  • Veterans.
  • Youths.
  • Senior citizens.

If you are a veteran, it is crucial that you contact the National Call Center for Homeless Veterans hotline at 877-424-3838. Additionally, you are strongly encouraged to contact your local VA office, in order to explore opportunities for employment, housing, health care and mental health services.

Emergency assistance programs are available to youths that contact the National Runaway Safeline at 800-786-2929. Available programs can provide safe housing, educational assistance, survival aid, counseling, crisis intervention and follow-up support.

Finally, if you need to get low income housing fast and you are a senior citizen, you may benefit from utilizing Eldercare Locator. This website provides information, resources and housing options for senior citizens, specifically.